Buy Here Pay Here (BHPH) dealerships act as both the seller and the lender, providing "in-house" financing for used vehicles. This model is designed for buyers who may struggle to secure traditional bank loans due to poor or non-existent credit history. How Low Down Payments Work

Down payments at BHPH lots are highly flexible and are often determined by your income rather than a credit score. How Down Payments Work at Buy Here Pay Here Dealerships