Buying A House While In Chapter 13 -

: You must have completed at least 12 consecutive months of on-time payments into your court-ordered repayment plan.

Buying a home while in an active Chapter 13 bankruptcy is entirely possible and often happens sooner than many borrowers expect. Because Chapter 13 involves a court-structured repayment plan rather than a total liquidation, lenders often view these borrowers more favorably than those in Chapter 7. Core Requirements for Mortgage Approval buying a house while in chapter 13

To qualify for a home loan during an active Chapter 13 case, you must generally meet the following federal and lender-specific criteria: : You must have completed at least 12