A credit check, also known as a credit pull or inquiry, occurs when a business or individual reviews your credit report to evaluate your financial reliability. Common Reasons for a Credit Check
: Employers, especially in finance-related roles, may check credit to verify your identity or assess financial responsibility.
: Landlords use your credit history to assess the risk of non-payment or lease defaults.
It is critical to know which type of check is being performed, as they impact your credit score differently: What Is a Soft Credit Check? Soft Pull vs. Hard Pull
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