: Spending outside the UAE usually incurs a 2% to 3.5% currency processing fee.
Islamic cards use a "monthly profit rate" instead of traditional interest, often around . Common Secondary Fees
: Withdrawing cash typically costs 3% of the amount (minimum AED 99–100 ) plus immediate interest.
: Exceeding your credit limit can result in a charge of AED 100 to AED 230 . Key Eligibility Requirements
: Certain cards are only available if you transfer your monthly salary to a specific bank. Credit card charges and how to avoid them - HSBC UAE
If you carry a balance, monthly interest typically ranges from , which totals approximately 30% to 46% annually .
: Fees typically range from AED 300 to AED 750 . Premium/Luxury : High-end cards like the Standard Chartered Infinite Emirates NBD Infinite can cost AED 1,500 to AED 1,575 per year. Interest Rates (Finance Charges) :
: Most banks require a minimum monthly salary of AED 5,000 , though some premium cards require AED 30,000+ .