Headquartered in Tustin, California, and led by CEO Bill Cheney. Membership Eligibility
Membership is exclusive to California's educational community and requires a into a Share Savings account to establish ownership. Eligible groups include: schoolsfirst federal credit union
Named the #1 Best-In-State Credit Union in California by Forbes for seven consecutive years (2019–2025). Headquartered in Tustin, California, and led by CEO
Reviewers from Wallethub and Yelp often cite excellent customer service and competitive loan rates as major strengths. Reviewers from Wallethub and Yelp often cite excellent
SchoolsFirst Federal Credit Union (SchoolsFirst FCU) is the largest credit union in California and the largest in the U.S. dedicated exclusively to serving the educational community. As a member-owned, non-profit financial cooperative, it returns excess earnings to its members through lower loan rates, higher savings yields, and minimal fees.
Current or retired employees of eligible California schools (K-12, community colleges, or universities).
Interest-free loans for classroom supplies (teachers) or uniforms (classified employees).