Using Your 401k To Buy A Home Apr 2026

Using your 401(k) to buy a home is a significant financial move that can bridge the gap for a down payment but carries substantial long-term risks to your retirement security. While it offers quick access to cash without a credit check, you risk losing years of compound growth and facing steep taxes if your employment status changes. Primary Methods to Access Funds

Taking a 401k loan or withdrawal | What you should know | Fidelity using your 401k to buy a home